A blue semi leads a line of traffic down an Interstate in eastern Tennessee. Heat waves rising from the hot asphault creates a blurring effect on background trucks and foreground pavement.

Protect Your Trucking Business Without the Hassle

Specialty insurance solutions for independent owner operators and motor carriers. Get comprehensive coverage tailored to your needs in minutes, not days.

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Expert Advisors
Custom Solutions

No obligation. Instant response. Trusted by thousands of trucking professionals.

Why Choose Financial Management Associates?

We specialize in the trucking industry and understand the unique challenges you face on the road.

Quick Turnaround

Get your custom insurance quote in minutes. We streamline the process so you can get back on the road faster.

Industry Experts

Our team specializes in trucking insurance. We know the regulations, requirements, and risks specific to your business.

Competitive Rates

Access to multiple carriers means we find you the best coverage at the best price for your specific needs.

Tailored Solutions

Every trucking operation is different. We customize coverage to match your business model and risk profile.

Dedicated Support

When you need us, we're here. Real people who understand your business and respond when it matters most.

Comprehensive Coverage

From occupational accident to physical damage and non-trucking liability, we've got you covered completely.

Against the vast expanse of the Nevada Desert, a semi-truck barreled along the open road. As the sun sank lower on the horizon, a warm golden glow bathed the landscape, casting long shadows. The mountains in the distance stood tall and majestic, their peaks touched by hues of purple and orange. The truck's tires kicked up swirls of dust as it pressed forward, a solitary figure against the desert backdrop. With each passing mile, the scene grew more mesmerizing, a testament to the untamed beauty of the Nevada Desert and the allure of the open road.

Independent Owner Operators

Running your own rig means you need insurance that works as hard as you do. We provide specialized coverage designed specifically for independent contractors.

Occupational Accident Insurance

Medical coverage and income protection when you're injured on the job

Physical Damage Protection

Keep your truck and trailer protected against collision, theft, and damage

Non-Trucking Liability

Coverage for personal use when you're not under dispatch

Learn More About Owner Operator Coverage

Motor Carriers

Managing a fleet comes with complex insurance needs. We help motor carriers navigate compliance requirements and protect their entire operation.

Fleet Coverage Solutions

Comprehensive protection for your entire fleet, customized to your operation size

Driver Coverage Programs

Occupational accident policies that protect your drivers and your bottom line

Compliance Support

Stay ahead of regulatory requirements with expert guidance and documentation

Explore Motor Carrier Solutions
Convoy of white Trucks with containers on highway, cargo transportation concept in springtime - freight service

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